FN Home Group | Faith Nance, REALTOR®, Southern Middle Tennessee
Epique Edge · For Sellers

Does Your Home Need a Little Work Before It Hits the Market?

Selling a home can involve more than putting a sign in the yard. Fresh paint, flooring, landscaping, cleaning, staging, repairs, and other improvements may help a property show at its best, but paying for those items upfront is not always practical. Through Epique Edge, qualifying sellers may have access to a flexible financing option designed to help cover eligible expenses associated with preparing and selling a home.

See How Epique Edge Works Ask Faith About Your Home Request a Seller Consultation
Please note: Epique Edge is an optional third party financing program that may be available to qualifying homeowners. Financing is subject to application, credit review, property and program eligibility, approval, rates, fees, terms, and conditions established by the provider. Faith Nance, FN Home Group, and Epique Realty are not the lender and do not make credit decisions or guarantee approval, property value, sales price, return on improvements, or time to sell. Review all official disclosures and consult appropriate legal, tax, lending, and financial professionals before making a decision. Program details are subject to change.
A Quick Self Assessment

Could Your Home Benefit From a Market Ready Plan?

Check anything that sounds familiar. This is simply a way to think through your home's preparation needs, it isn't a form, an application, or a qualification test, and nothing you select here is submitted or scored.

You may not need to complete every improvement. Faith can help you evaluate your home, current market conditions, likely buyer expectations, and which preparation steps may be worth considering.

What Is Epique Edge?

A Flexible Way to Help Prepare Your Home for Sale

Epique Edge is a financing program offered through a third party provider, made available to Epique Realty clients. It's designed to give qualifying sellers more flexibility when preparing a home for market, without requiring cash up front. Here's what the program may offer to qualifying homeowners:

  • Access to an unsecured line of credit of up to $50,000
  • No mortgage or lien placed on the property
  • A soft credit inquiry during the initial eligibility process
  • No interest charged on unused funds
  • Interest charged only on funds actually used
  • Flexibility to work with the homeowner's chosen contractor or vendor, subject to program terms
  • Repayment of used funds at closing or under the applicable loan terms
  • Mobile friendly access to account information and updates
  • An application process that may provide an initial result quickly

Eligibility, credit limits, rates, fees, and terms are determined by the program provider and are subject to approval. Program availability and details may change.

Possible Uses

What Could the Funds Potentially Be Used For?

Painting
Flooring
Carpet Cleaning
Professional Cleaning
Landscaping
Staging
Lighting
Countertops
Cabinets
Minor Repairs
Roofing
Plumbing
Electrical Work
HVAC Repairs
Power Washing
Pest Control
Mold Remediation
Decluttering & Organizing
Trash Removal
Pre Listing Inspection Expenses
Photography
Other Eligible Selling Related Expenses

Eligible uses, vendors, availability, approval, credit limits, rates, fees, repayment terms, and program conditions are determined by the program provider. The examples above are not a guarantee that every expense will qualify.

The Process

How It Works

Talk With Faith

Discuss your selling goals, property condition, timeline, and possible preparation needs.

Create a Market Ready Plan

Identify which improvements, repairs, cleaning, or presentation updates may be worth considering.

Check Potential Eligibility

Complete the official provider's application process. The initial inquiry uses a soft credit check, which does not affect your credit score.

Review Your Offer and Terms

Review the available credit limit, rate, fees, repayment terms, and all required agreements directly with the financing provider.

Complete Approved Work

Use approved funds for eligible selling related expenses and keep all receipts, invoices, contracts, and records.

Repay According to the Agreement

Used funds are generally repaid at closing or according to the signed loan terms.

Transparency Matters

Important Financial Details

  • A one time program fee may apply, with published provider materials referencing a fee of up to $499.
  • Interest is charged only on funds actually used, not on your total available credit line.
  • Provider materials reference annual percentage rates that may range from approximately 8.99% to 16.99%, subject to approval.
  • Qualification may consider factors such as credit history, available home equity, and the property's list price.
  • Provider materials reference a minimum FICO score of approximately 680 for eligibility.
  • Funds used may be due at the sale of the property or after approximately 12 months, depending on the final signed agreement.
Rates, fees, credit requirements, available amounts, repayment timing, and program terms are determined by the provider and may change. Homeowners must review the official application, disclosures, and loan agreement before accepting any financing.
Your Partner Through the Process

How Faith Helps

  • Walk through your home with you and discuss current buyer expectations
  • Help identify visible repairs or presentation concerns
  • Assist in prioritizing possible improvements
  • Discuss whether selling as is or completing selected work may better fit your goals
  • Help coordinate a listing preparation timeline
  • Provide vendor options without requiring you to use any specific vendor
  • Develop a customized marketing and listing strategy
  • Connect you to the official Epique Edge application process

A few important clarifications:

  • Faith Nance and FN Home Group are not the lender.
  • Faith does not make credit decisions and does not guarantee approval.
  • Faith does not provide legal, tax, credit, lending, or financial advice.
  • Participation in Epique Edge is entirely optional.
  • You may choose any service provider permitted under the program terms.
  • Financing is offered through the applicable third party provider, not through Faith Nance, FN Home Group, or Epique Realty.
Let's Talk

Do You Need Help Getting Your Home Market Ready?

Share a few details below and Faith will follow up to talk through your home, your goals, and whether Epique Edge or another preparation strategy may be worth exploring.

Epique Edge is an optional third party financing program that may be available to qualifying homeowners. Financing is subject to application, credit review, property and program eligibility, approval, rates, fees, terms, and conditions established by the provider. Faith Nance, FN Home Group, and Epique Realty are not the lender and do not make credit decisions or guarantee approval, property value, sales price, return on improvements, or time to sell. Review all official disclosures and consult appropriate legal, tax, lending, and financial professionals before making a decision. Program details are subject to change.
Thank you. Faith will review your information and contact you to discuss your home, your selling goals, and whether Epique Edge or another preparation strategy may be worth exploring. Submitting this form is not a credit application and does not guarantee eligibility or approval.
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Faith Nance, REALTOR® | Tennessee License #372654 | FN Home Group | Brokered by Epique Realty

Not Sure Where to Start?

Learn More About Selling With Faith

Epique Edge is just one part of a much bigger conversation about preparing your home and pricing it well.

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